The Registered Investment Advisor Difference

Under the Investment Advisers Act of 1940, Registered Investment Advisors are held to a fiduciary standard of care. This means, by law, each investment recommendation we make is based on your best interest. In the event that a conflict of interest arises, RIAs are required to let you know. We are also required to have a written code of ethics that governs their actions and fully discloses how we are compensated.

It’s important to understand exactly how your advisor is compensated. We charge a flat fee or a fee based on the assets we manage for you. This straightforward system is easy to understand, is fully disclosed to you in writing, and provides additional incentive for us to grow your assets.  The compensation we receive from our clients directly is the only form of compensation we receive. 

Our only boss is you - our client.  You won't find a 'big brand name' on our business card, just the Wise Wealth Management logo.  This is because we've chosen a path similar to Wise Insurance - completely independent.

Other organizations can have multiple decision makers and constituencies influencing the way an advisor can serve their clients. Given our Independent RIA structure and boutique business, we have the ability to serve our clients in the ways we believe are best for them.